http://www.yingerbaobao.com/baby-helth/how-much-insurance-is-needed-for-an-infant-daycare.html babies baby Thu, 09 Sep 2010 22:00:29 +0000 http://wordpress.org/?v=2.9.2 hourly 1 http://www.yingerbaobao.com/baby-helth/how-much-insurance-is-needed-for-an-infant-daycare.html/comment-page-1#comment-79478 Anonymous Sat, 16 Jan 2010 08:25:39 +0000 http://www.yingerbaobao.com/baby-helth/how-much-insurance-is-needed-for-an-infant-daycare.html#comment-79478 At least a $1,000,000 per occurrence and $5,000,000 aggregate general liability policy. At least a $1,000,000 per occurrence and $5,000,000 aggregate general liability policy.

]]> http://www.yingerbaobao.com/baby-helth/how-much-insurance-is-needed-for-an-infant-daycare.html/comment-page-1#comment-79477 Anonymous Sat, 16 Jan 2010 06:46:04 +0000 http://www.yingerbaobao.com/baby-helth/how-much-insurance-is-needed-for-an-infant-daycare.html#comment-79477 Well, you'll need workers comp for the caregivers, and accident coverage for the kids, and liability coverage. The liability coverage without abuse or molestation defense costs, will probably run you about $1500 per $25,000 in gross receipts. Workers comp about 7% of payroll, and the accident policy will start at $1,000, based on the number of kids/days. Molestation/abuse defense costs START at $2500 with a $5,000 per claim deductible. Well, you’ll need workers comp for the caregivers, and accident coverage for the kids, and liability coverage. The liability coverage without abuse or molestation defense costs, will probably run you about $1500 per $25,000 in gross receipts. Workers comp about 7% of payroll, and the accident policy will start at $1,000, based on the number of kids/days. Molestation/abuse defense costs START at $2500 with a $5,000 per claim deductible.

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